Monthly Cashflow Forecasting
Class types
Class types
About this course
Cash flow is the lifeblood of any business. Without it, even profitable companies can collapse.
This program helps participants make sense of their monthly cash inflows and outflows without getting lost in complex accounting theory.
Through simple tools, relatable examples, and hands-on forecasting exercises, participants will learn how to plan, monitor, and manage their cash position. By the end of the program, they will be able to anticipate shortfalls, make informed spending decisions, and keep their business financially healthy.
Who should attend?
- Business owners or entrepreneurs who need to monitor and control their cash position.
- Finance and accounts staff responsible for preparing or reviewing cashflow forecasts.
- Department/project managers who need to align spending with available funds.
- Start-ups and SMEs seeking better financial visibility and liquidity control.
- Non-finance managers making purchasing or investment decisions.
Learning Outcomes
By the end of this program, participants will be able to:
- Understand how cashflow impacts business survival and growth.
- Recognise the difference between profit, sales, and cashflow.
- Identify key inflows and outflows for accurate monthly forecasting.
- Build and maintain a monthly cashflow forecast using Excel or AI-assisted tools.
- Spot cashflow risks early and plan mitigation strategies.
- Communicate cashflow forecasts clearly for decision-making.
Program Duration
- 2 Days (14 Hours Total)
- Day 1 –
- Day 2 –
Course Content
Module 1: Understanding Cashflow Basics
Objective:
Content & Activities:
- Difference between profit and cashflow (why businesses fail despite being profitable).
- Cashflow cycles and timing of money movement.
- The “money in, money out” principle in plain language.
Module 2: Mapping Your Business Cashflow
Objective:
Content & Activities:
- Identifying all inflows (sales, receivables, financing) and outflows (expenses, loan repayments, investments).
- Recognizing seasonal or cyclical cashflow patterns.
- Common cash leaks and how to spot them.
Module 3: Building a Monthly Cashflow Forecast
Objective:
Content & Activities:
- Essential components of a monthly forecast.
- Step-by-step walkthrough of a simple Excel model.
- Quick forecast checks even if you’re not a “numbers person.”
Module 4: Hands-On – Your First Forecast
Objective:
Content & Activities:
- Guided activity: create a 3-month cashflow forecast.
- Identify gaps, surpluses, and high-risk months.
- Group review and feedback on results
Module 5: Planning for Shortfalls and Surpluses
Objective:
Content & Activities:
- Strategies to manage cash shortages (negotiating terms, cutting costs, securing financing).
- Making the most of surplus cash (investment, reinvestment, debt repayment).
- Scenario planning: best, worst, and most likely cases.
Module 6: Using Tools to Save Time and Improve Accuracy
Objective:
Content & Activities:
- Excel tips and templates for monthly forecasting.
- AI prompt sheets to speed up forecast creation.
- Automating reports for regular updates.
Module 7: Presenting and Interpreting Cashflow Data
Objective:
Content & Activities:
- How to communicate cashflow status to management or stakeholders.
- Turning forecast results into clear action points.
- Red flags to highlight in reports.
Module 8: Practical Simulation: Keep the Business Afloat!
Objective:
Content & Activities:
- Real-life case simulation with unexpected changes.
- Decide on spending, financing, or delaying plans based on forecast impact.
- Group discussion and takeaways.
Certification
Participants will receive a Richworks Academy Certificate of Completion for Monthly Cashflow Forecasting upon successfully completing the session.
